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This is really the best way to get yourself ready for a new life. A good, long-term, debt-free life is the best way to begin or end your new life. I know this because I’ve been living my life for 20 years and I’ve never had to deal with this kind of situation, but it turns out that I’ve been living my life in an entirely different way. Everything is about me.
For instance, my parents never had to worry about paying back a loan once they retired, and they never had to deal with the worry of a bad credit report. I dont think that it has to be this way. The way you want to live is a personal thing, and it doesnt have to be this way. I hope this helps a little.
This is really tough to hear so Ive gathered the best of my own experiences and asked a bunch of people who have similar types of experiences.